TERMS OF USE

Please read this Agreement carefully and in its entirety. By your use of and/or registration regarding any aspect of the Service, you are indicating your agreement to comply with the terms of this Agreement. If you do not agree with these terms, you are not authorized to use the Service. You must be eighteen years (18) or older to use this Service. By continuing to use this service you hereby acknowledge that you are eighteen or older.

TERMS of USE and CONDITIONS

Effective Date: March 12, 2026

Disclaimer:
All advice, information, teachings, suggestions, statements, services, and content provided by Ray Catania, Limitless Publications, Limitless Coaching, Limitless University, and any of their employees, independent contractors, agents, partners, affiliates, successors, assigns, or subsidiaries are provided solely for informational, educational, and inspirational purposes. Nothing contained on this website or through any related content, program, product, or service shall be construed as psychological, medical, legal, financial, or other professional advice, diagnosis, or treatment, nor shall it be relied upon as a substitute for consultation with a duly licensed and qualified professional.

You are expressly advised to seek the advice of an appropriately licensed professional in your jurisdiction before acting upon any information, concept, suggestion, or teaching presented by us.

By accessing, using, purchasing, or participating in this website, its content, or any related services, you acknowledge and agree that you do so voluntarily and entirely at your own risk. You further agree to release, waive, indemnify, defend, and hold harmless Ray Catania, Limitless Publications, Limitless Coaching, Limitless University, and any of their employees, independent contractors, agents, partners, affiliates, subsidiaries, successors, and assigns from and against any and all claims, demands, causes of action, liabilities, damages, losses, costs, and expenses, whether direct or indirect, arising out of or related to your use of or reliance upon any such content, materials, programs, products, or services.

All content is intended for mature/adult audiences only and may not be suitable for all individuals. No guarantees are made regarding specific outcomes or results, and individual results may vary significantly. These Terms of Use (“Terms”) govern your access to and use of the websites, content, programs, products, and services offered by Ray Catania, Limitless Publications LLC, Limitless Coaching, Limitless Life Coaching, Limitless University, RayCatania.com, LimitlessPublications.com, and any related entities, affiliates, subsidiaries, contractors, or representatives (collectively, “Company,” “we,” “us,” or “our”). By accessing or using this website or any of our services, you agree to be bound by these Terms. If you do not agree, do not use this website or any related services.

1. Eligibility to Use This Website and Services

You must be at least eighteen (18) years old, or the age of legal majority in your jurisdiction, to access or use this website or any of our services. By using this website, you represent and warrant that you are a legal adult and have the authority to enter into this agreement.

2. Informational and Educational Purposes Only

All content, services, teachings, sessions, products, and materials made available through this website are provided for informational, educational, personal development, and inspirational purposes only. Nothing offered by Ray Catania, Limitless Publications LLC, Limitless Coaching, Limitless Life Coaching, Limitless University, or any related persons or entities is intended to constitute or substitute for licensed medical, psychological, psychiatric, mental health, legal, tax, accounting, or financial advice, diagnosis, or treatment.

You are solely responsible for consulting with appropriately licensed professionals in your jurisdiction before acting on any information, recommendation, concept, or teaching presented through this website or our services.

3. No Professional Relationship Created

Use of this website, its content, or participation in any coaching session, reading, class, consultation, digital product, or related service does not create a physician-patient, therapist-patient, attorney-client, accountant-client, fiduciary, or any other licensed professional relationship between you and the Company.

4. Coaching, Intuitive Services, and Readings

Any coaching, intuitive guidance, psychic readings, mediumship, spiritual insight, or related interpretive service provided by Ray Catania or any representative of the Company is offered solely for personal insight, self-reflection, and entertainment purposes. Such services are inherently subjective, speculative, and open to interpretation. No reading, intuitive message, or interpretive statement is guaranteed to be accurate, complete, predictive, or factual. You agree not to treat any such communication as professional advice or as a statement of fact.

5. Personal Responsibility

By using this website or our services, you acknowledge that you do so voluntarily and at your own risk. You accept full responsibility for your decisions, actions, interpretations, and results. We make no guarantees regarding outcomes, transformation, success, earnings, healing, timing, or results of any kind. Testimonials, case histories, and examples are illustrative only and are not promises or guarantees of future performance or results.

6. Confidentiality

We will make reasonable efforts to maintain the confidentiality of information shared during private coaching sessions. However, confidentiality is not absolute. You acknowledge and agree that we may disclose information where required by law, court order, subpoena, or where we believe disclosure is necessary to prevent imminent harm to yourself, another person, or an animal.

7. Intoxicants and Safe Participation

You agree not to participate in any session, service, or interaction while under the influence of alcohol, illegal substances, or any intoxicant that may impair your judgment or create an unsafe environment. We reserve the right to end, refuse, or reschedule any session if we reasonably believe participation is unsafe or inappropriate.

8. Fees, Payment, and Billing

All fees for services, coaching sessions, digital products, and related offerings are due in advance unless otherwise agreed in writing. You are solely responsible for all charges associated with your purchases, appointments, and reserved services. Company names or affiliated business names may appear on your billing statement, including but not limited to Limitless Publications LLC or RayCatania.com.

9. Coaching Session Hours

Coaching session hours refer to the cumulative amount of time reserved and used with your coach, not the number of appointments. A standard session is generally one hour, although sessions may run longer. Any additional time used may be billed accordingly or deducted from a prepaid package. Session time is rounded up to the next half-hour after the initial one-hour minimum. Sessions are not offered in increments of less than one hour. Your reserved time begins at your scheduled appointment time, not your arrival time. If your coach is late, your time begins when the coach joins or starts the session.

10. Cancellation and Rescheduling Policy

To cancel or reschedule a coaching session, you must provide at least twenty-four (24) hours’ notice. If notice is not given at least 24 hours in advance, one session hour will be deducted from your package or charged to your payment method on file at the then-current rate. If your coach cancels due to an emergency, you will receive full credit for the missed session. Appointments may be canceled or rescheduled using your appointment confirmation email, text reminder, or by contacting us through the designated email address listed on the website.

11. Refund Policy

All sales are final. All purchased coaching session hours, digital products, services, and other offerings are non-transferable and non-refundable unless expressly stated otherwise in writing by the Company.

12. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, trademarks, service marks, slogans, course materials, videos, audios, designs, images, downloads, and other content, is owned by or licensed to the Company and is protected by applicable intellectual property laws. You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the website and its content for personal, non-commercial use only. You may not copy, reproduce, republish, upload, modify, distribute, transmit, publicly display, sell, sublicense, create derivative works from, or exploit any content without prior written permission.

We reserve all rights not expressly granted in these Terms.

13. Prohibited Conduct

You agree not to:

  • use this website or its services for any unlawful purpose;

  • post, upload, transmit, or distribute any material that is defamatory, abusive, threatening, harassing, hateful, obscene, pornographic, fraudulent, invasive of privacy, or otherwise objectionable;

  • infringe upon the intellectual property or other rights of any person or entity;

  • interfere with the operation, security, or integrity of the website or its servers;

  • attempt to gain unauthorized access to any part of the website, related systems, or accounts;

  • use automated means, scraping tools, bots, or unauthorized methods to access the website or its content;

  • upload or submit materials you do not have the right to use or share.

We reserve the right to suspend or terminate access to the website or services, without notice, for any violation of these Terms or any conduct we determine to be harmful, unlawful, or inappropriate.

14. User Submissions and Communications

If you submit, upload, email, post, message, or otherwise provide any content, comments, testimonials, feedback, suggestions, ideas, communications, or other materials to us through the website or related services, you grant the Company a perpetual, irrevocable, worldwide, non-exclusive, royalty-free license to use, reproduce, edit, adapt, publish, distribute, display, translate, and otherwise use such materials for lawful business purposes, including promotional and commercial use, unless prohibited by law. You represent that you have the legal right to provide such materials and that they do not violate the rights of any third party.

We do not use your payment information for any purpose other than processing transactions. Recurring payments, if applicable, continue according to the agreed billing schedule until canceled by the user pursuant to the applicable cancellation procedure.

15. Third-Party Links and Services

This website may contain links to third-party websites, services, or resources. We do not control, endorse, or assume responsibility for any third-party content, privacy practices, products, services, or representations. Your use of third-party websites or services is at your sole risk.

16. Disclaimer of Warranties

This website, its content, and all services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, the Company disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, title, accuracy, availability, reliability, and uninterrupted access. We do not warrant that the website will be error-free, secure, virus-free, or continuously available.

17. Limitation of Liability

To the fullest extent permitted by law, the Company and its owners, officers, directors, employees, contractors, affiliates, subsidiaries, agents, licensors, service providers, successors, and assigns shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages arising out of or related to your use of, inability to use, reliance on, or participation in the website, content, services, products, sessions, or communications, even if advised of the possibility of such damages.

18. Indemnification and Release

You agree to defend, indemnify, and hold harmless the Company and its owners, members, managers, officers, employees, contractors, affiliates, subsidiaries, partners, representatives, agents, landlords, advertisers, successors, and assigns from and against any and all claims, demands, liabilities, damages, judgments, settlements, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of the website, services, content, products, sessions, submissions, or your violation of these Terms. You further release the Company from any and all claims, known or unknown, arising from or relating to your use of the website or services.

19. Arbitration and Governing Law

Any dispute, claim, or controversy arising out of or relating to these Terms, the website, or any service provided by the Company shall be resolved by binding arbitration in the State of New Jersey, United States, in accordance with the rules of the American Arbitration Association, unless otherwise required by applicable law. The prevailing party shall be entitled to recover its reasonable legal fees and costs to the extent permitted by law. These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles. To the extent any matter is permitted to proceed in court, you agree to the exclusive jurisdiction and venue of the state and federal courts located in New Jersey.

20. Changes to These Terms

We reserve the right to update, revise, modify, or replace these Terms at any time in our sole discretion. Any changes will become effective upon posting to the website, unless otherwise stated. Your continued use of the website or services after changes are posted constitutes your acceptance of those revised Terms.

21. Severability and No Waiver

If any provision of these Terms is found to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision under these Terms shall not constitute a waiver of that right or provision.

22. Entire Agreement

These Terms, together with our Privacy Policy, Disclaimer, booking policies, and any other posted legal notices or agreements, constitute the entire agreement between you and the Company regarding your use of the website and services, and supersede any prior or contemporaneous communications, understandings, or agreements regarding the same subject matter.

23. Contact Information

Limitless Publications LLC
48 Bi-State Plaza #273
Old Tappan, NJ 07675
United States