Effective Date: March 19, 2026

From time to time, Ray Catania, Limitless Publications LLC, Limitless Coaching, Limitless Life Coaching, Limitless University, RayCatania.com, LimitlessPublications.com, LimitlessCoaching, and any related affiliates, subsidiaries, representatives, contractors, or associated entities (collectively, the “Company,” “we,” “us,” or “our”) may recommend, promote, mention, review, endorse, or provide links to products, services, software, courses, events, programs, or other offerings owned, operated, manufactured, sold, or provided by third parties (“Third-Party Products”).

In some cases, we may receive compensation, commissions, referral fees, affiliate income, free products, discounts, credits, or other benefits when you click a link on our website or purchase a Third-Party Product through a link, referral, or recommendation we provide. This does not increase the price you pay.

We only share products, services, and resources we believe may offer value to our audience. However, any decision to purchase, use, rely upon, or engage with a Third-Party Product is made solely at your own discretion and risk.

1. Affiliate Disclosure

This website may contain affiliate links. This means that if you click on certain links and make a purchase, we may receive financial compensation or another form of consideration from the third-party provider. Such compensation helps support our work, content, and operations.

Any compensation we receive does not constitute a guarantee, warranty, or representation by us regarding the quality, effectiveness, safety, suitability, legality, or performance of any Third-Party Product.

2. No Ownership, Control, or Responsibility

Unless explicitly stated otherwise, the Company does not own, operate, control, manage, manufacture, distribute, or guarantee any Third-Party Product or the business, person, or entity offering it.

All representations, claims, pricing, policies, terms, availability, support, warranties, refunds, delivery, performance, and services related to any Third-Party Product are solely the responsibility of the applicable third-party vendor or provider.

3. No Warranty or Guarantee

The Company makes no representations or warranties, express or implied, regarding any Third-Party Product, including but not limited to its accuracy, reliability, safety, legality, quality, effectiveness, merchantability, fitness for a particular purpose, or non-infringement.

Your use of, reliance on, or purchase of any Third-Party Product is entirely at your own risk.

4. No Liability for Third-Party Products or Services

To the fullest extent permitted by law, the Company shall not be liable or responsible for any loss, claim, damage, injury, delay, defect, charge, dispute, dissatisfaction, error, omission, or liability of any kind arising out of or relating to:

• your purchase or use of any Third-Party Product;

• any act, omission, promise, warranty, statement, negligence, misconduct, or failure by any third-party vendor or provider;

• any defect, delay, refund issue, billing issue, delivery problem, service interruption, data issue, or product failure;

• any financial loss, personal injury, emotional distress, business interruption, reputational harm, or other direct or indirect damages connected to a Third-Party Product or third-party provider.

Any concern, complaint, dispute, refund request, support request, or legal claim related to a Third-Party Product must be directed solely to the third-party vendor or provider, not to the Company.

5. No Professional Advice

Any Third-Party Product or service we mention, endorse, or link to is not provided by us as medical, psychological, psychiatric, legal, financial, tax, or other licensed professional advice unless expressly stated otherwise in writing.

You remain solely responsible for exercising your own judgment and for consulting the appropriate licensed professionals before relying on or purchasing any Third-Party Product or service.

6. External Links

Any external link to a third-party website, store, service, platform, or provider is offered solely for convenience and informational purposes. We do not control and are not responsible for the content, terms, privacy practices, policies, business practices, or conduct of any third-party website or entity.

Your use of third-party websites and services is entirely at your own risk and subject to the terms and policies of those third parties.

7. Indemnification

You agree to defend, indemnify, and hold harmless Ray Catania, Limitless Publications LLC, Limitless Coaching, Limitless Life Coaching, Limitless University, and all related affiliates, subsidiaries, owners, officers, directors, employees, contractors, agents, representatives, partners, successors, and assigns from and against any and all claims, demands, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your purchase, use, misuse, or reliance upon any Third-Party Product;

• your interactions or disputes with any third-party vendor or provider;

• your violation of any agreement, law, or right related to such Third-Party Products or services.

8. Policy Changes

We reserve the right to modify, revise, update, or clarify this Affiliate Disclosure & Third-Party Legal Disclaimer at any time. Any changes will become effective immediately upon posting to the website unless otherwise stated. Your continued use of the website after any changes are posted constitutes your acceptance of those changes.