Privacy Policy

Effective Date:March 26, 2026

This Privacy Policy explains how Ray Catania, Limitless Publications LLC, Limitless Coaching, Limitless Life Coaching, Limitless University, RayCatania.com, LimitlessPublications.com, and any related affiliates, subsidiaries, or representatives (collectively, “Company,” “we,” “us,” or “our”) collect, use, store, and protect your information when you visit or use our websites, services, programs, products, or communications.

By using our websites or services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect personal information and non-personal information from you when you visit our websites, make a purchase, complete a form, subscribe to communications, or otherwise interact with us.

Personal Information

Personal information we may collect includes, but is not limited to:

  • Name

  • Mailing address

  • Email address

  • Telephone number

  • Account login information

  • Password

  • Purchase and order history

  • Payment information, including billing details

  • Communications you send to us

  • Comments, feedback, reviews, testimonials, recommendations, and survey responses

  • Personal profile information you voluntarily provide

Non-Personal Information

We may also collect certain non-personal or technical information, including:

  • Internet Protocol (IP) address

  • Browser type and device information

  • Computer and connection information

  • Session activity and site usage data

  • Page response times

  • Length of visits to specific pages

  • Page interaction information

  • Navigation paths and methods used to leave the site

2. How We Collect Information

We collect information in several ways, including when you:

  • Visit our website

  • Fill out a form

  • Create an account

  • Make a purchase or schedule a service

  • Subscribe to emails or other communications

  • Contact us directly

  • Submit comments, reviews, or feedback

  • Participate in surveys, questionnaires, or promotional activities

When you conduct a transaction on our website, we collect the personal information necessary to complete that transaction, such as your name, address, email address, and payment-related details.

3. Why We Collect Information

We collect personal and non-personal information for business and operational purposes, including to:

  • Provide, operate, and maintain our websites, products, programs, and services

  • Process purchases, transactions, and bookings

  • Communicate with you regarding your account, purchases, or services

  • Provide customer support and technical assistance

  • Send administrative notices, service updates, and transactional communications

  • Send promotional emails, newsletters, offers, and marketing messages

  • Conduct surveys, questionnaires, and feedback requests

  • Improve our websites, content, products, and services

  • Create aggregated statistical and analytical data to better understand user behavior and improve performance

  • Protect against fraud, unauthorized transactions, claims, and other liabilities

  • Comply with applicable legal obligations, regulations, and contractual requirements

4. Website Platform and Third-Party Service Providers

Our websites may be hosted on third-party platforms that provide the infrastructure and tools necessary for us to offer our products and services. Your data may be stored through their data storage systems, databases, and general applications. These third-party providers may maintain your information on secure servers behind firewalls.

We may also use third-party vendors and service providers to help us operate our business, including providers for website hosting, payment processing, scheduling, analytics, email communications, customer support, and related services.

If you would like more information regarding the third-party platforms or providers we use, you may contact us by mail at the address listed below.

5. Payment Information

All direct payment gateways offered through our website platform and used by our Company are expected to adhere to applicable payment card industry security standards, including PCI-DSS requirements. These standards are designed to help ensure the secure handling of credit card information by our Company and its payment processors.

We do not represent or warrant the independent security practices of third-party payment processors, but we rely on commercially recognized providers to process payment transactions.

6. How We May Contact You

We may contact you for reasons including, but not limited to:

  • Account notifications

  • Customer service matters

  • Technical support

  • Dispute resolution

  • Collection of fees or balances owed

  • Surveys and questionnaires

  • Company updates

  • Promotional or marketing communications

  • Enforcement of our Terms of Use or other agreements

  • Compliance with applicable law

We may contact you by email, telephone, text message, or postal mail.

7. Sharing and Disclosure of Information

We do not sell your personal information in the ordinary course of business. However, we may share your information in the following circumstances:

  • With third-party vendors and service providers who assist us in operating our business and providing services

  • With payment processors and transaction service providers

  • When required to comply with applicable law, regulation, court order, subpoena, or legal process

  • To enforce our agreements, policies, and legal rights

  • To protect the rights, property, or safety of our Company, users, customers, or others

  • In connection with a business transaction such as a merger, acquisition, sale of assets, restructuring, or similar event

  • With your consent or at your direction

We may also use and share aggregated, anonymized, or de-identified information for analytical, business, or marketing purposes where permitted by law.

8. Cookies, Analytics, and Tracking Technologies

Our websites may use cookies, pixels, tags, scripts, web beacons, and similar technologies to enhance user experience, analyze website traffic, personalize content, remember preferences, and improve our services.

These technologies may collect information about your device, browsing behavior, pages visited, time spent on pages, referral sources, and interactions with our websites or communications.

We may use third-party analytics or marketing providers to help us understand website traffic, visitor behavior, and advertising performance.

You may be able to control certain cookie preferences through your browser settings. However, disabling cookies may affect the functionality of portions of our websites.

9. Do Not Track Signals

Some web browsers offer a “Do Not Track” (“DNT”) setting that allows you to signal a preference regarding tracking. Because there is not yet a universally accepted standard for how to respond to DNT signals, our websites may not respond to browser-based DNT signals at this time.

10. Email Marketing and Opt-Out

If you provide your email address, you may receive newsletters, updates, promotional messages, or other marketing communications from us.

You may opt out of receiving marketing emails at any time by clicking the unsubscribe link included in those emails or by contacting us by mail at the address listed below. Please note that even if you opt out of marketing communications, we may still send you transactional or administrative messages related to your purchases, appointments, account, or ongoing business relationship with us.

11. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including to provide services, complete transactions, maintain business records, enforce agreements, resolve disputes, and comply with legal, tax, accounting, or regulatory obligations.

12. Your Rights and Choices

If you no longer want us to process your personal information, or if you would like to request access to, correction of, or deletion of personal information we maintain about you, you may contact us by mail at the address below.

Please note that we may retain certain information where required or permitted by law, or where necessary for legitimate business purposes.

13. California Privacy Rights

If you are a California resident, you may have certain privacy rights under applicable California law, including the right to request access to certain personal information we collect about you, request deletion of personal information in certain circumstances, and request information about how your personal information is used or disclosed.

We do not sell personal information for monetary compensation. However, depending on how California law is interpreted, certain website analytics, advertising, or technology practices may be considered a “sharing” of personal information. If applicable law requires additional disclosures or rights, we will comply as required.

California residents who wish to exercise any applicable privacy rights may contact us by mail at the address listed below. We may need to verify your identity before processing your request.

14. Security

We take reasonable administrative, technical, and physical measures to help protect your information. However, no method of transmission over the Internet or method of electronic storage is completely secure. As a result, we cannot guarantee absolute security of your information.

15. Children’s Privacy

Our websites, products, and services are intended for adults and are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information without appropriate authorization, we will take reasonable steps to delete it.

16. Third-Party Websites

Our websites may contain links to third-party websites or services. We are not responsible for the privacy practices, content, or security of any third-party sites. Your use of any third-party website is at your own risk, and you should review that party’s privacy policy before providing any personal information.

17. Changes to This Privacy Policy

We reserve the right to modify, revise, or update this Privacy Policy at any time. Any changes will become effective immediately upon posting the revised Privacy Policy on the website unless otherwise stated.

If we make material changes, we will post a notice on the website indicating that this Privacy Policy has been updated so you are aware of what information we collect, how we use it, and under what circumstances we may disclose it.

Your continued use of our websites or services after any changes are posted constitutes your acceptance of those changes.

18. Contact Information

If you have questions about this Privacy Policy, would like more information about our data practices, or wish to request access to, correction of, or deletion of your personal information, you may contact us by mail at:

Limitless Publications LLC
48 Bi-State Plaza #273
Old Tappan, NJ 07675
United States